Our History

CRG International was established by Joe Brugos, Kristin Tyrell Ferguson, and Stewart Alliston to fill a largely-unmet need in the Caribbean and international insurance markets. Early in his career, Joe Brugos rose through the ranks of the oldest insurance agency in St. Thomas before establishing his own agency, Caribbean Risk Group, in 2015. As a Certified Insurance Service Representative (CISC), Joe regularly worked with a diverse network of underwriters to meet the unique insurance needs of clients in St. Thomas and throughout the Caribbean.

In 2017, licensed property and casualty insurance agent Kristin Tyrrell Ferguson joined Caribbean Risk Group, bringing her considerable experience in client management and customer service. Joe and Kristin realized that many smaller brokers had difficulty accessing markets that would enable them to write the specialized coverage their clients needed. When they were able to access coverage, it might not be tailored to their clients’ needs or on the favorable terms available to larger, better-connected brokers.

Working together with London-based colleague Stewart Alliston, Joe and Kristin established CRG International as a sister company to Caribbean Risk Group. As a wholesale broker, CRG International seeks to leverage its vast international network and in-depth knowledge of the retail space to benefit brokers, their clients, and underwriters.

Our Approach

CRG International was founded with the vision of facilitating mutually beneficial connections between retail brokers and underwriters. We work with brokers seeking to insure significant, complex, or hard-to-place risks, and underwriters who offer the products and services those brokers need to access. We strive to minimize risk and cost while maximizing and customizing protection for purchasers of insurance and reinsurance.

What sets CRG International apart from competitors? To begin with, our experience in the retail insurance space. Unlike many wholesale brokers, we have spent years serving the needs of insureds in the Caribbean and beyond. We understand the challenges facing retail brokers and the needs of their clients.

We are also distinguished by our creative problem-solving and willingness to innovate. Large wholesale brokerages often have a preference for more traditional approaches and may be excessively cautious when considering unconventional requests. Rather than denying requests for difficult-to-place risks, CRG International focuses on crafting solutions tailored to our clients’ complex needs.

Our clients also find our size an advantage over larger wholesale brokerages. Not only can clients readily access seasoned professionals with the insight and experience to answer their questions, but they benefit from our efficiency and nimble decision-making process. Our sibling company, Caribbean Risk Group, LLC, has binding authority for RoyalStar Assurance in the USVI as well as Lloyd’s binding authority for general liability in the USVI and throughout the Caribbean. That includes Aruba, the Bahamas, Barbados, Belize, British Virgin Islands, Cayman Islands, Antigua and Barbuda, Dominica, Grenada, Jamaica, Puerto Rico, Saint Kitts and Nevis, Saint Luca, Saint Vincent and the Grenadines, and Trinidad and Tobago.

To learn more about CRG International and the advantages we offer our clients, contact us to schedule a consultation. We look forward to working with you.